Ford Financing Guide

  • Holiday Ford Storefront



Securing the ideal pickup truck or SUV for your daily drives in Oshkosh is made easier when you visit Holiday Ford. You can find a number of Ford vehicles that exceed your expectations all the while, fitting into your budget and driving needs. We know finding the Ford financing plan that’s right for you can feel frustrating, but we are here to make it easier. Visit our Fond Du Lac dealership and learn more about Ford financing and buying a car in Wisconsin with Holiday Ford below.

Buying a Car in Wisconsin

Purchasing a new car can be simpler than we often make it out to be. When you start the process of buying a car in Wisconsin, consider these steps required to get your Ford financing:

  1. What’s your credit score? The average credit score of drivers who have secured auto loans in 2020 was 721 for a new vehicle and 657 for a used car. Your ability to secure a loan, and get better interest rates are determined by your credit score. Getting your credit score squared away prior to applying for financing can help you secure better loan terms.
  2. Finding good financing. When you start shopping you’ll want to weigh your options, shopping around Campbellsport-area dealers to determine whether you are getting the best deal possible. This also helps you negotiate when it comes time for that.
  3. After finding the vehicles that fit your budget, have the seating, gas mileage, features, etc., that you are looking for, you will want to apply for financing and loans within a two-week period to avoid any negative impacts on your credit score.
  4. When you receive your financing offers, take the time to thoroughly read through them and be sure they are providing you with the terms you want. It’s also good to consider the other costs associated with purchasing a vehicle like registering your vehicle, insurance, etc.
  5. After negotiating a deal that works for you, you can work with a dealership like Holiday Ford and sign your paperwork.

The Ford financing team also has a number of new and used vehicle specials to help you save money on your next purchase.

Buy or Lease Your Ford at Holiday Ford

When hunting for a new Ford in Oshkosh, you may find yourself torn between whether you should lease or buy a car. Of course, when you choose to buy a car, it becomes all yours, as it becomes an asset of your own. As for leasing a Ford, you’ll save more money in the long run, and you’re not stuck with the same vehicle until you trade it in for a new one, or if it breaks down (let’s hope that’s not the case). To help make the decision process easier for you, we break down the benefits below on if you choose to lease a Ford or buy one.

If You Choose to Buy a Ford…

As mentioned before, when you buy a Ford in Fond Du Lac, you get to call it your own. When you choose to buy a Ford, you’ll get a lot of benefits that you won’t necessarily get from leasing one. For starters, you don’t have to adhere to strict mileage limits like you would if you lease a Ford, meaning you can take all the vacations and road trips you want outside of Appleton. You get full warranty coverage for a certain amount of time and mileage and, better yet, you don’t have to stress about getting charged extra expected wear and tear. If you’re trading in an old Ford, you’ll also save money when you buy a car.

Learn more about the steps to buying a new Ford with Holiday Ford.

2023 Ford Maverick


2023 Ford Explorer

If You Choose to Lease a Ford…

When you choose to lease a Ford, you don’t get to keep it forever (sad!). Regardless, there are a lot of perks of choosing to lease a car–especially a Ford. This is because when you lease a Ford, you get the Ford Red Carpet Lease. What exactly is the Ford Red Carpet Lease? If your leased Ford is ever stolen or irreparably damaged in Campbellsport or elsewhere, the Red Carpet Lease protects you by eliminating the difference between your insurance payoff and your remaining lease balance. Note that not all Ford vehicles are covered by the Red Carpet Lease, such as rental units, Federal, State, or Local Government vehicles, and upfit vehicles.

Learn more about the Ford Red Carpet Lease.

Financing & Trade-In FAQ

At Holiday Ford, we understand that financing a car can be confusing to customers and there are quite a few questions to ask. It’s quite a bit simpler than it seems and our experts can lay it out clearly for you. We have also broken down many common car financing and trade-in questions and answers for you. If you still have questions or are ready to buy a car, contact us today!

Are you asking yourself: when should I buy a car, how do I buy a new car, which car should I buy, and how do I finance a new car? Holiday Automotive has you covered with all the answers.

Curious about the differences between buying used cars vs. new cars? Plenty of Wisconsin shoppers have asked us about this before — enough that we’ve decided to provide this handy resource! Ask and you shall find the answers you want!

If you’re in the market for a new car, or even a used car, you might have asked yourself, “When is the best time to buy a car?”. There are actually times of the year and even month that traditional wisdom dictates are “best” for buying a new car. Let’s take a closer look at some of the times where it’s best to buy a new car from a dealership with the experts at Holiday Automotive today!

Why Finance Your New Car at Holiday Ford?

Why trust Holiday Ford for your Ford financing? We aim to provide our Campbellsport-area customers with the most satisfying car buying experience, and the best deals in Fond Du Lac. We also can provide you with additional benefits like:

  • Everyday fair pricing
  • A number of Ford finance & lease offers
  • Friendly & reliable customer service
  • And a great location near Oshkosh and Appleton!

Find a New or Used Ford to Buy or Lease at Holiday Ford

Whether you decide to lease or buy a car, you can’t go wrong with either when you choose Holiday Ford. For any unanswered questions, reach out to us.

Explore Ford Financing Offers at Holiday Ford!

Now that you know what buying a car in Wisconsin is like, you can get the process started. Explore our inventory, then come test drive your favorite models in Fond Du Lac. Be sure to value your trade and apply for financing ahead of time.


Get Directions

390 Rolling Meadows Drive, Fond Du Lac, WI, 54937
Holiday Ford 43.787950, -088.486536.