Guaranteed Asset Protection (GAP)
What is Gap?
Guaranteed Asset Protection, or GAP, is designed to protect our customers from financial loss on their vehicle in the event of a total loss.
Understand the GAP for Ford Drivers
Sometimes an accident happens or a vehicle is stolen. In either case, you could be facing a total loss. If that happens, your insurance company typically pays the current market value of the vehicle, not necessarily the full amount you still owe on your loan or lease. If your vehicle’s value is less than your remaining balance, that difference becomes the “gap.” Guaranteed Asset Protection (GAP) can help cover the gap between your insurance settlement and what is owed as of the date of loss, helping protect Ford drivers from unexpected out-of-pocket costs.
Typical Ford GAP Claim Calculation*
GAP Claims Contact Information
GAP Claims
7:00 a.m. to 7:00 p.m. (CST)
8:00 a.m. to 2:00 p.m. (CST)